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WHAT OUR CLIENTS THINK

We have been building our portfolio for years. They take care of our acquisitions and work fast .

- Tina & James Heart 

We also utilize credit lines to arrange  additional property purchases, while financing every stage of our fix and flips

- Mary Van Den Reich

... Having a multi unit complex and other rental units, it is vital to have a financier you can trust. They have proper strategies with no issues.

- Paul & Susan Taylor

We Have Over 1,000 Loan Products to Serve You.

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First Time Investors are Welcomed. Seasoned pros already invite you. Programs include no monthly mortgage pmts.
Working Together
Clients can fund their loans directly with no challenges like income, credit and experience...
Highest LTV's, low fees.

Having the right investment property loan can have you cash flowing from day one. Like, not even having to make a monthly mortgage payment option for your investment property turn around. Get to the profits from day one. Highest LTV's, lowest fees and all when rates are at all time lows.

Having an experienced team with the right loan products makes all the difference in the world. Not every borrower and loan is the same. In Non QM space, we EASILY COMPETE, whereas non traditional banks like Chase, Bank of America, Wells Fargo only have doc loans where if you qualify, you get tier one rates.

Jumbo Title

 BILLIONS of Dollars to Fund.

We Can Partner Up With YOU.

Streamlined Process

Let's Find It Together.

You can enjoy peace of mind with out missing a closing date. We can assist you from start to finish, even if you are already in process right now.

Fast and Easy Closings.

Our fastest turn time is five to seven days. Sometimes a full appraisal is un-neccessary We also have AFTER REPAIRED VALUE LOANS

We are experts at finding the perfect property for you, or are happy to help you obtain financing and purchase it. We re-structure, too.

We work with brokers and Lender's direct. 
Fund in days.
Processors, Under-writters, Servicers and funding uniquely FAST.

Brokers' can make up to five points in some transactions... typically a one loan scenario where a property is being stabalized for their position to be completed and then sold. The last part of financing then can be vital or pivotal in their one case before their investment is returned at the final profit stages. Uniquely, we look at no cost loans to the borrower or client, as well as being able to help a borrower at all loan stages of their per property or even portfolio.

Having direct access to your team of professionals that assist you - a one point of contact approach is common in the industry today. Having ease of finance options can help you with every part of your refinance or purchase.

Streamlined methods and the correct expectation of the process including getting documentation and escrow and title - even value - to work faster together.

FINANCIERS YOU CAN TRUST

ON TIME AND

NO HIDDEN FEES

We will close your loan in days. Convenience of your being able to reach your team, hassle free. No hidden fees either.

PROPERTY LOANS

REGULAR OR BLANKET

Pristine investment residence or a multi-unit complex, we  have options of no cost loans.

NATIONWIDE COVERAGE,

LOANS IN ALL STATES

We are an experienced company with the personel to do your loan to perfection.

Hundred's of Lending Companies & Brokers Nationwide. You can get regular documentation or Non Doc Loans. Regular Tier One Banks and Lenders Institutions are offered as well. Completing last part of the business sector, Private and Hard Money Lending Institutions.

Web Design

FonePayinc.com

A Practical Industry Blog and Site In Today's Modern 2020 Investment Property Real Estate Landscape.

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Featured Site and How To Guide On an 1 -8 Unit with a Cash Rich Business... offering an Elderly Care Facility as your anchoring tenant for years to come. Paying ABOVE MARKET RENTS.

We have more than just loan products and commercial loans to offer clients and brokers alike. We have some of the next generation of business tools. Be apart of the 2020 Modern Investment Marketplace

​We were once a small, hard-working consulting firm based in LA.    We Incorporated in 1996. We hit the ground running with our direct approach to providing methods where people could pay their periodic bills by mobile / cell or computer, via EFT with a pre-authorized method, and a third party completed the transaction. They could confirm their transaction by text messaging and / or voicemail system prompts.  

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Humble Beginings   

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We had and still offer today: Large scale solutions, Simple fund communication development. We have direct relationship's with many lenders and brokers nationwide. Hedge-funds & many correspondent lenders offer a variety of loan products.  Non Qm / Asset Based or Traditional. ​

“We have helped different Businesses Text their opted in clients and have had excellent campaigns. Banks, Bands, Car Dealerships, Hard Money Lender Servicers, and Various Non Profits use Text & Send to get a 60 % Response Rate! If your a Business, our team can help you define your goals, develop solutions - and realize them!  We help you save time and money from the first moment on. We have pricing for every budget, so get prepared to be amazed.  " 

Deder Barnes, Principal of Fone Payinc.com

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FonePlay ran a Text & Send TM Campaign Where They Averaged a 60% Response Rate While a whooping 80% Open Rate !!!

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Text & Send TM Campaigns Usually  Average a 15-45% Response Rate  from 

An Open Rate higher than 10%

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Get a Help Resource Online that defines your business or industry... App or Website
to compliment your site.

Broker & Vendor Services That Perform in 2020.

 Get loans up to 125% LTV

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House with Pool

LET'S MEET.   We have many associates, qualified staff & enthuisiasts at Fone Payinc.com . We invite you to Profitability !

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Villa
Modern House with a Pool

© Fone Pay, Inc. II All Rights Reserved.

Since 1996.​​​​​​​​  Coming Soon:  wwwFonePayitForward.com​

Fone Pay, Inc. Since 1996 

​​  Text and Send   

II

tm​​​​​​​​. ​

  

© Patent Pending. Copyright.​

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Web Consultation

Donate rebate or YSP to make a deserving Veteran's mortgage payment. Steve Terzino has been helping Veteran's since 2000. They find someone who needs help, and we can then also pay someones small mortgage payment. Local area residents and people throughout the US can get help. 

© 1996 - 2021 All Rights Reserved. Patent Pending. Fone Pay, INC. "Securing the privatization of funds and how it relates to the human experience; anonymously since 1996."  Ask about our Family of Brands.
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